Multi-currency accounts, instant global transfers, AI-powered finance, and bank-grade security — all in one platform for individuals and businesses.
Everything you need for personal and business finance
High-yield savings accounts with competitive interest rates across multiple currencies.
Send money to 180+ countries instantly with real-time FX rates and low fees.
Personal loans, mortgages, and business financing with fast approval.
Instant virtual cards and premium physical cards for global spending.
Stocks, ETFs, crypto, and SRI funds with professional portfolio management.
Full-featured iOS and Android apps with biometric security.
Download the Heritage International Bank mobile app for full banking on the go. Manage accounts, send money, track investments, and more.
Your money and data are protected with enterprise-level security infrastructure
All data encrypted in transit and at rest using AES-256
AI-powered real-time transaction monitoring and alerts
Optional 2FA with authenticator app or SMS
Streamline your company's finances with dedicated business accounts, payroll, FX trading, and more.
Trusted by millions worldwide